This year’s Atlantic hurricane season might be one for the record books. According to the National Oceanic and Atmospheric Administration (NOAA), there could be up to 13 hurricanes between June 1 and Nov. 30, with as many as seven reaching at least Category 3 status. If this forecast is accurate, it could make this year one of the most active Atlantic hurricane seasons on record.
For coastal homeowners, this increased activity could mean potential home damage, even for those living inland.
“You can still see wind damage, even if you’re not experiencing those maximum winds,” explains Sarah Dillingham, a senior meteorologist at the Insurance Institute for Business and Home Safety, which focuses on structure safety. Slower-moving storms could still cause roof and soffit damage or tree loss for homeowners even farther inland, according to Dillingham.
Many homeowners in hurricane-prone areas often wait until a storm is approaching before preparing, which can lead to costly mistakes.
“Being well-prepared for hurricane season is a process that takes time and thought,” says Mellanee Roberts, deputy emergency management coordinator for the City of Pearland in Texas. Here are seven tips to help you stay ahead and protect your home.
1. Trim or remove trees near your home
“Homeowners should trim any tree branches and landscaping that could hit the house in heavy wind,” advises Roberts.
According to NOAA, even a Category 1 hurricane (the weakest category) can break large tree branches. Coupled with rain-soaked soil, these winds can uproot entire trees.
Weakened or dead branches are most vulnerable to high winds and can cause severe damage to your roof or guttering when they fall.
Look for signs of a tree in poor condition, such as cracking in the trunk, early loss of leaves, soft roots, or a hollow sound when tapping the trunk. If you need help removing large branches or trees, consider hiring a licensed arborist.
2. Check for loose or damaged fence boards
Winds exceeding 39 mph can turn objects into projectiles, as noted by the National Weather Service. Loose or damaged fence boards are more susceptible to high winds than secure ones.
To protect your fence and home, repair or replace boards that are loose or damaged.
Securing your fence can also prevent it from becoming a projectile that can damage your home during a hurricane. Ensure your fence is prepared for high winds to minimize the risk of storm debris causing damage.
3. Inspect your roof for loose or damaged shingles
Your roof bears the brunt of hurricane-force winds, which can exceed 157 mph, according to the National Weather Service. This can result in missing shingles or tiles, holes from debris, or damage caused by wind ripping away solar panels, satellite dishes, or other attachments.
If you notice discolored sections of your roof after rain, loose or damaged shingles, bent flashing connecting your chimney to the shingles, cracked vents, or leaks in your attic following a storm, it could be time to call a professional.
After a heavy storm, leaks in your attic are a clear sign that your roof requires professional attention.
4. Clean your gutters
Slow-moving hurricanes that linger over an area can dump several inches of rain per hour, such as Hurricane Harvey did in Texas in 2017. This means your gutters must be ready to divert the water.
“Ensuring that water can easily flow off your roof and away from your home is essential,” explains Dillingham.
Clearing debris from your gutters allows water to drain rapidly from your roof. Additionally, ensure downspouts are clear to help water flow away from your home. Look for signs of damage, such as cracks or loose sections, and contact a gutter company for any needed repairs.
5. Check your windows and doors
Hurricane-force winds can push rain into your home through small gaps in windows and doors.
“If you have vulnerable openings, water will try to find a way in,” warns Dillingham.
Inspect your windows and doors for damaged or pulling away flashing, areas where sunlight penetrates, and worn spots along the windowsill that need caulking. Pay special attention to access points that open inward, like French doors, which are more likely to fail in high winds.
6. Clear space in your garage
While bringing loose items indoors before a hurricane is crucial, many homeowners overlook this step until a storm is imminent, says Dillingham. To get a head start, create space in your garage or shed now to store patio furniture, yard decor, and toys for quick clearing during a storm.
This not only makes hurricane preparation easier but also provides space to store items during other severe weather events, such as strong thunderstorms.
7. Don’t forget insurance
Understand the flood risks in your area, even if you don’t believe you’re in a flood zone. Ensure you have adequate insurance to cover hurricane damage.
“Homeowners insurance doesn’t cover losses from storm surge or inland flooding due to rainfall,” notes Dillingham. Additionally, most home warranties do not cover hurricane-related damage, including wind, rain, floods, or fire damage, like roof damage from strong winds.
If you need flood or wind insurance, make sure to purchase it in advance. Most insurers stop issuing policies when a storm is approaching, according to Roberts.
The article 7 Tips to Prepare Your House for Hurricane Season originally appeared on NerdWallet.
